If you do not like shopping for the insurance, it is ideal to get in touch with the broker. He will shop for you and find the best. By comparing the coverage and premium among companies, they will give you the best. A broker will just put up some insurance products but he will not give much recommendations. It is you who will be the decider.
With the aid of a broker, one can get attractive discounts on insurance. The premium rates will be lower and the coverage will be good as well.
A broker acts on your behalf to make sure that the rights are not at all violated. If you filed claim, you will not have to make searches on it. The broker will do all the needful for you at a certain fee.